Yativo

For years, you've been charged fees to use virtual cards, bank s, and even when you deposit or withdraw money. Every swipe, payout, or transaction you make fuels someone else's infrastructure — and you get nothing in return. That ends now. 🚀 Introducing Tivo Token — built on the XDC Network backed by Yativo and XDC Ventures (XVC.TECH) Tivo rewards real activity on financial platforms. If you're a fintech issuing cards, s, or facilitating transactions, or you're a actively engaging with those platforms — you can now earn Tivo tokens for what you already do. 💰 Activity = Rewards Not just for businesses, but also for their s. It's a new era of shared value in financial infrastructure. We're excited to announce that Tivo Token is listing on DexTrade soon. 👀 Keep an eye on this project — it's just getting started. 🚀 Coming soon to Dex-Trade: Tivo Token (TIVO)! TIVO transforms how s and businesses interact, rewarding engagement through a blockchain-based platform built for the future of loyalty and participation. 💱 Trading Pair: TIVO/USDT 📢 Stay Connected: 🌐 Website: https://www.tivotoken.com 🐦 Twitter: https://x.com/tivorewards 💬 Telegram: https://lnkd.in/dchPw7Gk 📄 Whitepaper: https://lnkd.in/ezKjNg4j 📧 Email: [email protected] 🔥 Stay tuned for the launch of TIVO on Dex-Trade! Special Thanks to the entire XDC Ventures (XVC.TECH) team Sonny MohantyRitesh KakkadRebecah Dausen #TivoToken #XDC #Fintech #DigitalAssets #Yativo #DexTrade #Web3ForFintech #TokenEconomy #FinancialInclusion #Payments #InfrastructureReimagined

🚀 Generating Extra Revenue for Your Marketplace by FinTechization via Yativo Infrastructure Marketplaces are evolving. If you're running a digital marketplace and only making money from commissions or listing fees — you're leaving serious money on the table. What if you could unlock new revenue streams simply by embedding financial services? With Yativo Infrastructure, your marketplace can: 💳 Offer virtual s & cards to sellers 🔁 Enable instant crypto & fiat settlements 📈 Earn from interchange fees and transaction flows 📦 Improve seller stickiness with better financial tools 💡 Reduce churn and boost lifetime value We call it: FinTechization — turning your marketplace into a financial powerhouse without becoming a bank. Whether you're in eCommerce, freelance platforms, creator economies, or even niche communities — Yativo gives you plug-and-play banking & crypto infrastructure built for monetization. You're already the platform. Now be the platform and the bank. 📩 Let’s talk if you’re ready to turn your transactions into revenue engines. #Fintech #Marketplaces #EmbeddedFinance #Yativo #PlatformEconomy #RevenueGrowth #Virtuals #FinTechization #CryptoInfrastructure

🚀 How Marketplaces Are Integrating Fintech Infrastructure Marketplaces are no longer just meeting points for buyers and sellers—they’re becoming full-service financial ecosystems. As competition intensifies, platforms are embedding fintech infrastructure to boost revenue, streamline operations, and improve retention. Here’s how they’re doing it: 🔗 Embedded Payments No more redirects or broken flows. Marketplaces are embedding secure, real-time payment gateways to enable buyers to pay and sellers to receive funds instantly. 🛍️ Buy Now, Pay Later (BNPL) To increase conversion rates and average order value, platforms now offer flexible financing options through BNPL integrations—giving s purchasing power while still paying vendors upfront. 👛 Digital Wallets & Stored Value Marketplaces are enabling s to deposit, store, and spend within a digital wallet ecosystem, boosting transaction frequency and loyalty. 💸 Lending & Credit Facilities Top marketplaces are partnering with fintech providers to offer working capital loans to sellers—empowering growth without waiting on settlement cycles. 🔒 Embedded Insurance Some platforms now offer shipping, payment, or product insurance at checkout, giving s peace of mind and increasing trust. 💼 So, where does Yativo come in? Yativo enables marketplaces to launch all of these fintech features without building from scratch. Our APIs offer instant access to: Local and cross-border payouts Virtual wallets and s Crypto-to-fiat conversions Regulatory-compliant infrastructure across Latin America Whether you're running a B2B marketplace, freelance platform, or e-commerce hub, Yativo is the plug-and-play fintech layer that helps you move faster and scale smarter. 👉 Visit www.yativo.com to learn more and start embedding financial infrastructure into your platform today. #Fintech #Marketplaces #EmbeddedFinance #LATAM #Yativo #DigitalPayments #Ecommerce #Startup

How long will it take a fintech startup to make $1M in annual revenue? The honest answer? It depends — but let’s break it down. For most fintech startups, hitting \$1M ARR isn’t just about product-market fit. It’s about: * Solving a painful problem (not just a nice-to-have) * Fast iteration and relentless * Picking the right business model: Transaction fees? Subscriptions? Lending margins? * Efficient GTM (go-to-market) strategy and trust — especially in a regulated space **Timeline?** Here’s what I’ve seen (and lived): * **Fast-trackers (12–18 months):** Founders with domain experience, solid funding, and a clear wedge into the market * **Average pace (24–36 months):** Product refinement, compliance hurdles, and acquisition take time * **Slow burners (3–5 years):** If growth is organic, capital is tight, or pivots are necessary But , \$1M ARR isn’t just a milestone. It’s a signal: You’re solving a real problem, and people are willing to pay for it. To fellow founders: What did your journey to \$1M look like — or what’s holding you back? \#Fintech #Startups #RevenueGrowth #SaaS #FintechFounders #ARR

We’ve been digging into the latest Q1 2025 trade and remittance numbers across Latin America. There are some real opportunities (and challenges) here for any company moving money in the region. Here’s are the figures from the biggest countries in the region: Mexico: Roughly $149 B in exports and $148 B in imports every quarter, with the diaspora is sending home $14.27 B in remittances. Brazil: Exports are at $77.3 B, but full Q1 import data is still rolling in. Remittances in March hit $0.33 B. Argentina: Exports and imports are almost neck-and-neck at $18.38 B vs. $17.57 B, a sign that local demand is shifting quickly. Chile: $27.05 B in exports. Colombia: With $11.9 B in exports and $3.1 B in remittances (up 15% YoY!). 🔍 Why this matters for you: If you’re running a marketplace, a fintech, or any multi‐country platform, knowing these corridors helps you forecast currency needs, reduce settlement delays, and tailor your product to where the money actually moves. At Yativo, our goal is simple: take the headache out of collections and payouts so you can focus on growing your business, not chasing approvals or wrestling with outdated banking rails. 👉 Curious how these numbers compare to your own volume? What surprised you most in these figures? We’d love to hear your take—comment below! 🚀

Construir productos financieros en América Latina es un dolor de cabeza. Cada país tiene su propia infraestructura bancaria, regulaciones distintas y procesos poco amigables. Para una startup, esto significa empezar de cero en cada mercado. Por eso creamos Yativo. Con una sola API, puedes: ✔️ Crear cuentas bancarias locales para tus s en varios países ✔️ Recibir y enviar transferencias locales e internacionales ✔️ Automatizar cumplimiento, conciliaciones y tesorería ✔️ Integrarte sin contratos empresariales ni burocracia No somos un procesador de tarjetas. Somos la capa de infraestructura que permite a fintechs, marketplaces y plataformas globales operar pagos reales en América Latina. ¿Estás construyendo en LATAM o Asia? Hablemos 👉 https://yativo.com

💡 Too Young? Think Again. How These Founders Under 21 Built FinTech Solutions That Changed the Game In FinTech, experience matters — but it's not everything. Some of the world’s most powerful financial innovations came from people who hadn’t yet turned 21. Here are 6 remarkable individuals who redefined finance before they turned 21: 1. John Collison (Co-founder, Stripe) – Started at 19 John and his brother Patrick Collison launched Stripe in 2010 when John was just 19. Frustrated by how hard it was to accept payments online, they built a developer-friendly payment platform to fix it. Today, Stripe powers companies like Amazon, Shopify, and millions of startups — with a valuation north of $50B. Their secret? They focused on developers first, not just end s — a move that made Stripe a FinTech darling. 2. Vitalik Buterin (Founder, Ethereum) – Started at 19 Born in Russia and raised in Canada, Vitalik was a math prodigy who co-founded Bitcoin Magazine at 17. But by 19, he proposed Ethereum, a decentralized blockchain that enabled smart contracts — the foundation for DeFi, NFTs, and DAOs. Ethereum’s open ecosystem has become a launchpad for thousands of FinTech projects, unlocking global financial access without centralized control. 3. Josh Browder (Founder, DoNotPay) – Started at 18 Josh founded DoNotPay as a chatbot that helped s contest parking tickets in the UK. He built it at just 18 while at Stanford. But the vision quickly grew: He expanded it into the world’s first robot lawyer — helping consumers fight banks, dispute subscriptions, and claim refunds. DoNotPay has now helped people save millions in legal and financial issues. 4. Ben Pasternak (Founder, Flogg & SIMULATE) – Started at 15 While better known for his work in consumer tech and food tech (he built SIMULATE, a plant-based meat startup), Ben started in tech young. At 15, he built Flogg, a peer-to-peer marketplace app. The app focused on social payments and reselling — a model that resonates deeply with FinTech-enabled commerce today. His early success showed that teens aren’t just s — they’re creators of economic systems. 5. Erik Finman (Bitcoin Investor & Coin App Builder) – Started at 12 At just 12 years old, Erik invested $1,000 in Bitcoin — a bet that turned into over $4 million by the time he was 18. By 15, he was building apps and education platforms focused on crypto adoption. He later launched tools like the Coin App, helping young s get into digital currency in a gamified way. 6. Eesha Khare (Inventor & Future FinTech Builder) – Started at 18 Eesha isn’t a FinTech founder — yet. But at 18, she invented a supercapacitor that could charge a phone in 30 seconds. Today, she's focused on AI and materials science, with a ion for how these intersect with digital finance. She represents a wave of young technologists who’ll reshape financial infrastructure itself. #young #fintech #creative #payments #yativo

Why juggle a hundred tools when one API can do it all? 🎯 At Yativo , we make it simple: - Accept Pay-ins - Send Payouts - Control everything from one dashboard - Scale faster with full control at your fingertips No tech headaches. No delays. Just smooth, smart payments — built your way. Let’s make your money move. #Fintech #BaaS #PaymentsSimplified #Yativo

🚀 Yativo is growing — and our community is thriving! At Yativo, we’re building the fintech infrastructure of the future — from virtual s to crypto payment rails — and none of it would be possible without the amazing builders, s, and ers in our ecosystem. That’s why we’re excited to share that our Telegram community https://lnkd.in/eqS458ZH is now buzzing with activity, energy, and innovation. Developers, founders, and fintech lovers from across the world are connecting, building, and sharing ideas daily. 💥 And here’s the big news: We’re now partnering with XDC Network to reward real community engagement using our native token — Tivo Token. Whether you're: 🔹 Helping others in the group 🔹 Sharing your project built with Yativo 🔹 Participating in our bootcamps 🔹 Or just being a positive force in the space... ➡️ You can earn Tivo (www.tivotoken.com) as a reward for your contribution. We believe the future of finance is community-powered, and this is just the beginning. 📲 the movement. the community. Let’s build the future of fintech, together. XDC Ventures (XVC.TECH)XDC Network #Yativo #TivoToken #FintechInfrastructure #Web3Builders #XDCNetwork #CryptoCommunity #TelegramGrowth #FintechAfrica #LATAMFintech

The old way? Years of development, massive capital, endless compliance hurdles. The new way? Yativo’s Banking-as-a-Service & Wallet-as-a-Service. We make launching a digital bank lean, fast, and founder-friendly. Whether you're serving a niche market, building embedded finance, or launching a rewards-first product — we’ve got the infrastructure and compliance stack to get you from idea to launch in record time. 🔹 Modular banking + wallet APIs 🔹 Built-in KYC, AML, and compliance 🔹 Fast go-to-market, even with a small team 🔹 Scalable as you grow You don’t need millions. You need the right tools and a smart launch strategy. Let’s build the future of finance — without the friction. #StartupGrowth #BaaS #WaaS #Yativo #FintechFounders #DigitalBanking